September 2016 WINES&VINES 39
FINANCE
Company
No. of
Clients
Portfolio
Size
Minimum /
Maximum Products Offered Contact
COMMUNITY BANKS
Bank of Marin 30+ $35 million $500,000 /
$20 million
Business loans, operating lines of credit,
construction and real estate lending.
Napa County: Ruth Edwards
(415) 884-4583
Sonoma County: Katrina Young
(707) 508-3376
Exchange Bank 97 $158 million $100K /
$30 million
Inventory, crop loans, real estate, vineyard
development, construction, acquisition, bar-
rel/equipment leasing, home mortgages for
hybrid vineyard/winery/home properties.
Steve Herron
steve.herron@exchangebank.com
(707) 524-3102
Jason Hinde
jason.hinde@exchangebank.com
(707) 535-6161
Mechanics Bank 75 $100,000 /
$50 million
Crop loans, inventory lines of credit, real
estate term loans, vineyard development, ac-
quisition, construction, equipment and barrel
leasing, mortgages.
Dan Aguilar
(707) 256-4347
THE FARM CREDIT SYSTEM
American
Ag Credit
$1.52 billion Operating and capital loans, mortgage loans
and leases.
Bill Rodda
brodda@agloan.com
(707) 545-7100
Farm Credit
West
400+ $1.01 billion Operating and capital loans, mortgage loans
and leases.
Tom McGuire
tom.mcguire@farmcreditwest.com
(805) 434-3665
INSURANCE COMPANIES
John Hancock
Financial
Services
$10 million /
$150 million
Traditional long-term debt up to 20 years,
mezzanine finance and equity investment.
Matthew Beck
mbeck@jhancock.com
(617) 572-5844
MetLife
Agricultural
Investments
$2 million /
$250 million
Fixed-rate and floating-rate loans of one to 20
years including real estate, winery acquisition,
vineyard development, winery construction
and storage and revolving lines of credit.
Jonathan B. Dressler
jdressler@metlife.com
(559) 470-6458
Randy Mora
randy.a.mora@metlife.com
(707) 326-8136
Prudential
Financial
$2 million /
$200 million
Long-term fixed-rate loans from three
to 20 years.
Bill Beyer
william.beyer@prudential.com
(916) 789-4070
Nicole Pedro
nicole.pedro@prudential.com
(916) 789-4072
SBA LENDER
Live Oak Bank $1 /
$7.5 million
Refinance and debt consolidation, vineyard
and winery acquisition, partner buy-out, vine-
yard development, leasehold improvements,
working capital, barrels and equipment loans.
Jeff Clark
jeff.clark@liveoakbank.com
(707) 921-1102
Wines & Vines identified these financial institutions as the leaders in serving the West Coast wine industry, based on demonstrated involvement in
vineyard and winery finance, number of clients, size of portfolio, size of their wine team and other factors. Some businesses chose not to disclose
all the requested information.
