September 2015 WINES&VINES 45
FINANCE
Company
No. of
Clients
Portfolio
Size
Minimum /
Maximum Products Offered Contact
COMMUNITY BANKS
Bank of Marin 30+ $35 million $500,000 /
$20 million
Business loans, operating lines of credit,
construction and real estate lending.
Napa County: Cheryl B. Cinelli
cherylcinelli@bankofmarin.com
(415) 884-4583
Sonoma County: Ruth Edwards
ruthedwards@bankofmarin.com
(707) 265-2002
Exchange Bank 88 $134 million $100,000 /
$30 million
Working capital, construction, acquisitions,
development and equipment finance.
Steve Herron
steve.herron@exchangebank.com
(707) 524-3102
Jason Hinde
jason.hinde@exchangebank.com
(707) 541-1455
Mechanics Bank 75 $100,000 /
$50 million
Crop loans, inventory lines of credit, real
estate term loans, vineyard development, ac-
quisition, construction, equipment and barrel
leasing, mortgages.
Todd Horne
todd_horne@mechanicsbank.com
(707) 256-4474
THE FARM CREDIT SYSTEM
American
AgCredit
$1.13 billion Operating and capital loans, mortgage loans
and leases.
Bill Rodda
brodda@agloan.com
(707) 545-7100
Farm Credit
West
400+ $1.01 billion Operating and capital loans, mortgage loans
and leases.
Tom McGuire
tom.mcguire@farmcreditwest.com
(805) 434-3665
INSURANCE COMPANIES
John Hancock
Financial
Services
$200 million $10 million /
$150 million
Traditional long-term debt up to 20 years,
mezzanine finance and equity investment.
Matthew Beck
mbeck@jhancock.com
(617) 572-5844
MetLife
Agricultural
Investments
$2 million /
$250 million
Long-term fixed loans of five to 20 years and
adjustable-rate mortgages.
Jonathan B. Dressler
jdressler@metlife.com
(559) 470-6458
Scott Gay
sgay1@metlife.com
(707) 477-2425
Prudential
Financial
$2 million /
$200 million
Long-term fixed-rate loans from three
to 20 years.
Bill Beyer
william.beyer@prudential.com
(916) 789-4070
SBA LENDER
Live Oak Bank Maximum:
$5 million
Refinancing and debt consolidation, vineyard
and winery acquisition, partner buy-out, vine-
yard development, leasehold improvements,
working capital, barrels and equipment loans.
Jeff Clark
jeff.clark@liveoakbank.com
(707) 921-1102
Wines & Vines identified these financial institutions as the leaders in serving the West Coast wine industry, based on demonstrated involvement in
vineyard and winery finance, number of clients, size of portfolio, size of their wine team and other factors. Some businesses chose not to disclose
all the requested information.
