Wines & Vines

April 2015 Oak Barrel Alternatives Issue

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April 2015 P R A C T I C A L W I N E R Y & V I N E YA R D 67 W I N E B U S I N E S S W I N E B U S I N E S S Your lender of choice for agricultural capital • Agricultural real estate lender for 98 years • Long-term fxed or adjustable rate mortgage fnancing • Real estate secured revolving line of credit • Competitive interest rates • Flexible terms and structuring www.metlife.com/ag Rates are attractive —contact us today. 559.435.0206 Agricultural Investments © 2015 METLIFE, INC. © '15 PNTS "When we reviewed the Sera Fina Cellars' business model, it became appar- ent their numbers were strong," reports Anzalone. "What also impressed us is that they are part of a network of closely connected, successful wine businesses that will help Sera Fina Cellars succeed." Tech CU requires annual financial statements from Sera Fina Cellars. The winery must maintain a member account with the credit union. Financing creates new possibilities The property that Sera Fina Cellars sits on was originally a country home. Scotto began leasing it in 2010 and has done a lot of work to transform it into a commercial winery and hospitality center, including expanding the driveway and adding a parking lot, improving ADA access and adding a 3,000-square-foot patio that overlooks the foothills. Landscaping and two bocce courts have been added. In the spring of 2011, Scotto planted the

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